Credit activity in Ho Chi Minh City maintained solid momentum in the first half of 2026, with banks disbursing approximately VND270 trillion ($10.3 billion) in new loans, helping outstanding credit reach an estimated VND5.5 quadrillion (around $209 billion), up 6.5% from the end of 2025.
Speaking on the city's banking performance, Ms. Tran Thi Ngoc Lien, Deputy Director of the State Bank of Vietnam's Regional Branch No.2, said the local banking sector has continued to strengthen its support for businesses and households through a range of targeted credit programs.
In 2026, 19 banking brands voluntarily registered to participate in the city's preferential lending program, committing a combined credit package worth VND591.73 trillion, an increase of 14.44% compared with the previous year.
During the first six months alone, around VND270 trillion was disbursed to more than 71,000 borrowers. The financing has enabled businesses to expand production and commercial activities while also meeting households' borrowing needs for consumption and daily living.
Lien said the banking sector remains committed to accompanying businesses while fully complying with regulations governing lending activities. Credit institutions have also been encouraged to diversify loan products tailored to different customer segments, accelerate the digitalisation of lending processes and shorten application processing times, making it easier for businesses to access financing for production and business expansion.
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